Kilimanjaro Trek Insurance: Ensuring Safety & Peace of Mind

Embarking on the mighty Kilimanjaro trek is an adventure of a lifetime. Yet, with great adventures come certain risks. Ensuring you have the right Kilimanjaro trek insurance in place is crucial not only for peace of mind but for practical reasons, given the unpredictability of high-altitude treks.

This guide aims to help you find a correct insurer and policy for your trek.

Why Insurance is Crucial for Kilimanjaro

Kilimanjaro trek insurance

While holidays always come with unforeseen circumstances, from flight delays to baggage mishaps, Kilimanjaro brings unique challenges. It’s essential to have high altitude trekking insurance, often termed ‘climbing insurance.’ Though you aren't technically "climbing," many insurers use this term for treks like Kilimanjaro. Altitude sickness can affect even seasoned trekkers, prompting unforeseen descents.

Although not mandatory on a Kilimanjaro hike, insurance is HIGHLY recommended and we assume all of our trekkers will have insurance in place for a hike with Shah Tours.

Ideal Kilimanjaro trek insurance: key aspects

Kilimanjaro Health Precautions

When choosing an insurance policy, keep the following in mind:

  • Coverage for High Altitudes: The policy should cover at least 5895m, though many offer up to 6000m.
  • Immediate Payment Facility: Opt for a 'non-reimbursement' policy. This ensures immediate payouts, crucial for on-the-spot expenses in Tanzania.
  • Inclusions for Trekking and Rescues: Ensure your policy covers high-altitude trekking, mountain rescues, and helicopter call-outs.
  • Ease of Claims: It's beneficial to choose a local insurer. This makes claim processes smoother with familiar documentation and fewer time zone issues.
  • Document Clarity: Understand the necessary supporting documents for claims, like receipts and booking summaries.
  • Excess/Deductible Clarity: Know the excess or deductible amounts for any claims.

A standard travel insurance policy usually will not cover a mountain climb. You need to check your policy documentation carefully to ensure your cover is in place.

Recommended Kilimanjaro Insurance Provider

Ripcord Kilimanjaro trek insurance

Having difficulty finding a suitable local insurance? Consider Ripcord. They offer coverage for Kilimanjaro treks, regardless of one's country of origin. Ripcord Insurance (

Evacuation Options: Safety First

Kilimanjaro stretcher wheelbarrow

While the majority of trekkers have smooth journeys, being prepared is essential. Here are the primary evacuation methods, prioritized by safety:

  1. Self-Descent: If conditions permit and you're physically able, the safest method is walking down with a guide.
  2. Stretcher Evacuation: If walking is impossible, a stretcher can transport you to the nearest rescue vehicle.
  3. Helipad Proximity: Check for nearby helipads for potential helicopter evacuations.

Descending to a richer oxygen zone is the best remedy for altitude-related issues. Walking down, when feasible, is the preferred method for optimal safety and recovery.

To read more about our safety procedures, visit our dedicated article for more information on Kilimanjaro Safety Protocols.

Our guides will monitor your health status at least twice a day to avoid requiring an urgent evacuation which can be unsafe for you and the crew.